A graduate of Texas Tech University, Josh earned a Bachelor's Degree in Business Administration - Management/Entrepreneurship.  Upon graduation from college, Josh began his financial services career in Dallas, where he obtained his insurance license, until deciding to move back to his hometown of Lumberton.  Josh has a passion for furthering his education in financial services and building a better community.  Josh is also an Eagle Scout and remains an active leader in his Boy Scout Troop, 181 of Lumberton.

* Securities offered through 1st Global Capital Corp., Member FINRA/SIPC www.finra.org  www.sipc.org Investment advisory services offered through 1st Global Advisors, Inc. Insurance Services offered through 1st Global Insurance Services, Inc.  We have individuals licensed to offer securities in the states of Texas, Florida, Oregon, Michigan and Oklahoma. This is not an offer to sell securities in any other state or jurisdiction.
Josh Ratcliff
BBA in Business Administration
Management/Entrepreneurship
Texas Tech University




Wealth Management Assistant




Certified Public Accountants & Consultants
3440 Eastex Freeway, Beaumont, TX  77703  Ph: 409.892.0233  Fax: 409.892.3701